ESEssent Group Ltd. ESNT · NYSE
$67.01 -0.87% (-$0.59)
- Market cap
- $6.08B
- Enterprise value
- $6.50B
- P/E
- 8.9x
- Forward P/E
- 8.1x
- PEG
- -
- P/S
- 4.6x
- P/FCF
- 7.4x
- EV/EBITDA
- 7.6x
- ROIC
- 9.0%
- Gross margin
- 85.0%
- Net margin
- 51.4%
- Dividend yield
- 2.01%
- Payout ratio
- 18.0%
- Net debt/EBITDA
- 0.5x
- Beta
- 0.76
- Free float
- 96.4%
About the company
Essent Group Ltd. (ESNT) is a holding company focused on providing related services in the mortgage insurance sector. The company specializes in offering mortgage insurance for loans with a high loan-to-value ratio (LTV) and for clients with lower equity. Essent Group aims to minimize risks for lending institutions and investors by providing insurance that covers losses in the event of default by borrowers. The company actively participates in the U.S. mortgage insurance market. Shares of Essent Group Ltd. (ESNT) may be of interest to investors seeking opportunities in the mortgage industry and insurance sector.
Sector
Financial Services
Industry
Insurance - Specialty
CEO
Mark A. Casale
Employees
518
Headquarters
Hamilton
Valuation
Is today's price reasonable?
- What speaks for it: The share price is below the Bulios Fair Price.
Growth and estimates
Is it growing, and what comes next?
- What to watch: Earnings per share fell by 3.7% a year over the last 3 years.
- What to watch: It missed profit estimates 4 times in the last 8 quarters.
Profitability and quality
How much of the revenue is left, and how well does the company use its capital?
- What speaks for it: Out of every 100 USD of revenue, 51 USD is left as net profit.
Financial health
Can it carry its debt?
Capital and dividends
What does the company do with the money it earns?
- What speaks for it: It bought back its own shares for $587.7M in the last fiscal year, 9.7% of its market value.
- What speaks for it: It has raised its dividend 6 years in a row and pays out only 18% of profit.
Analysts
What do the professionals think, and is it changing?
Owners and insiders
Who holds the stock, and what is management doing?
Segments
Which part of the company is growing?
Peer comparison
How does it compare with similar companies?
Price and risk
How does the stock behave?
Statements
Every number